Where are all the Jobs?

Monday, April 4, 2011

5 Ways to Be Smarter With Your Job Search

Posted: 03 Apr 2011 11:00 PM PDT

Job seekers, there is no doubt you are facing a very challenging time. Whether you have 20 years of experience or only a year, the pressure is on.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

Potential Reasons Why You’re Not Getting Hired

Posted: 03 Apr 2011 10:30 PM PDT

The fact is there is about a 6:1 ratio of job applicants for each available position. What does this mean? It means you have to stand out.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

5 Ways to Make Networking Work for YOU!

Posted: 03 Apr 2011 10:00 PM PDT

Everyone has been telling you to network in your job search. But, what exactly does that mean? Here are 5 ways to make networking work for you.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

Career Horoscope – Week of April 4th

Posted: 03 Apr 2011 09:30 PM PDT

Review your FREE career horoscope here on CAREEREALISM.com! Our horoscopes will be updated each week so be sure to check back frequently!

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

10 Year-old Shows What ‘Action’ Means

Posted: 03 Apr 2011 05:54 AM PDT

Whether it's volunteering, losing weight, or even finding a new job, anything in life worth doing requires us to take action.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

Sunday, April 3, 2011

4 Career Moves to Make More Money

Posted: 02 Apr 2011 11:00 PM PDT

CareerHMO.com is a professional development service that offers The Ultimate Career Coaching Experience. Here's what's happening this week.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

6 Signs it’s Time to Change Careers

Posted: 02 Apr 2011 10:00 PM PDT

So, you've been thinking it might be time to change careers – you just wish you had a way to know for sure. Guess what? You're not alone.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.

Moola Days

How to Get Rid of Credit Card Debt

Posted: 01 Apr 2011 08:17 PM PDT

While talking about the retirement plan, financial advisers mostly focus on how much you need to save. But you should know, that to cut your debt is not any less important, especially your mortgage and credit cards. And in order to get out of debt you need to:
1. Evaluate Your Debt
The first thing you should start with is figuring out how much debt you have to deal with. So, take a piece of paper, and put down all of your debts. This includes credit cards, charge cards, mortgages, home equity loans, car loans, personal loans, medical bills and any other debts that you’ve got. Beside each debt, include in this list the associated interest rate and minimum monthly payment. Now, count up all of your entries, and you see a true picture of your current debt load.
2. Make a Budget
A carefully thought out budget will help you to get out and stay out of debt. Be honest with yourself about your spending habits and you’ll receive a much more realistic picture. Make a list of your usual monthly expenses (do not forget about fun things, hobbies and entertainment) and calculate how much you make per month including all forms of your income. And then create a budget that will minimize the usage of credit cards, cash-only is your goal.
3. Reduce Your Spending
In order to get money for debt repayment you will have to cut your spending. Look for some ways to lower your phone and electronic bills, auto and homeowner’s insurance and all your other bills. In such way, you’ll able to use your savings directly for your debts and enjoy the fact, that you’re on the right way to a debt-free life.
4. Begin Saving
While getting out of debt, the avoiding new debt is important as well as paying off debt. So, it’s very important for you to be prepared for some unexpected expenses – such as medical bills or car repairs – that could make you start spending with your credit card again. Assess how much it may cost you and put that sum aside. You should understand that fact that building up your emergency fund may take a lot of time. So, even $20 a month will help, just do not worry if that’s all you can afford.
5. Struggle With Your Debt
Now, when you have finished with all of the previous steps, it is the right time to start struggling with your debt. Apply the money you’ve saved with your new budget to your debt. Keep this way until all your debts will gone. Of course, it may take a while, but if you adhere to this plan you’ll become a happier, stronger and debt-free person.
How to Get Rid of Credit Card Debt is a post from: Moola Days