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Sunday, April 3, 2011

4 Career Moves to Make More Money


4 Career Moves to Make More Money

Link to CAREEREALISM.com

Posted: 02 Apr 2011 11:00 PM PDT
CareerHMO.com is a professional development service that offers The Ultimate Career Coaching Experience. Here's what's happening this week.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.


Posted: 02 Apr 2011 10:00 PM PDT
So, you've been thinking it might be time to change careers – you just wish you had a way to know for sure. Guess what? You're not alone.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.


Moola Days



Moola Days


Posted: 01 Apr 2011 08:17 PM PDT
While talking about the retirement plan, financial advisers mostly focus on how much you need to save. But you should know, that to cut your debt is not any less important, especially your mortgage and credit cards. And in order to get out of debt you need to:
1. Evaluate Your Debt
The first thing you should start with is figuring out how much debt you have to deal with. So, take a piece of paper, and put down all of your debts. This includes credit cards, charge cards, mortgages, home equity loans, car loans, personal loans, medical bills and any other debts that you’ve got. Beside each debt, include in this list the associated interest rate and minimum monthly payment. Now, count up all of your entries, and you see a true picture of your current debt load.
2. Make a Budget
A carefully thought out budget will help you to get out and stay out of debt. Be honest with yourself about your spending habits and you’ll receive a much more realistic picture. Make a list of your usual monthly expenses (do not forget about fun things, hobbies and entertainment) and calculate how much you make per month including all forms of your income. And then create a budget that will minimize the usage of credit cards, cash-only is your goal.
3. Reduce Your Spending
In order to get money for debt repayment you will have to cut your spending. Look for some ways to lower your phone and electronic bills, auto and homeowner’s insurance and all your other bills. In such way, you’ll able to use your savings directly for your debts and enjoy the fact, that you’re on the right way to a debt-free life.
4. Begin Saving
While getting out of debt, the avoiding new debt is important as well as paying off debt. So, it’s very important for you to be prepared for some unexpected expenses – such as medical bills or car repairs – that could make you start spending with your credit card again. Assess how much it may cost you and put that sum aside. You should understand that fact that building up your emergency fund may take a lot of time. So, even $20 a month will help, just do not worry if that’s all you can afford.
5. Struggle With Your Debt
Now, when you have finished with all of the previous steps, it is the right time to start struggling with your debt. Apply the money you’ve saved with your new budget to your debt. Keep this way until all your debts will gone. Of course, it may take a while, but if you adhere to this plan you’ll become a happier, stronger and debt-free person.
How to Get Rid of Credit Card Debt is a post from: Moola Days


Saturday, April 2, 2011

The Work Buzz's Latest News: 9 good signs for job growth



The Work Buzz's Latest News: 9 good signs for job growth


Posted: 01 Apr 2011 10:08 AM PDT
Every month, the Bureau of Labor Statistics releases its monthly employment report, which tracks job market indicators like national employment level, average hourly pay and hours worked.  Because the BLS report is also the source for the official unemployment rate, it's often seen as the authority on the U.S. employment situation.
While the BLS numbers are certainly important, there are plenty of other gauges that provide different and supplementary benchmarks about the state of the job market.
So instead of only recapping the BLS numbers, we decided to take a look at the employment situation from a more holistic standpoint. Here's a look at nine encouraging signs … all of which point to job growth.  
1. The unemployment rate is down: According to the BLS Employment Situation Report for March 2011, the unemployment rate fell to 8.8 percent, a full percentage point lower than it was in November 2010 and the lowest level since March 2009. The economy also added 216,000 jobs this March, beating economist predictions and solidifying a trend toward recovery.
2. The number of online job listings is up: Each month, The Conference Board's Help Wanted Online report looks at the number of advertised job postings online. In March 2011, there were 4.45 million job ads posted, an increase of 208,000 over February 2011 and up from 3.73 million in March 2010. In the first quarter of 2011, the number of job postings online rose by 600,000.

3. Private sector hiring is up: According to the ADP jobs report, which tracks the month-to-month change in private sector job levels, approximately 201,000 jobs were added in March, with small business hiring accounting for about half of all jobs added. The number is especially positive considering that on April 1, 2009, ADP reported the economy had lost 742,000 jobs the month prior.
4. Business owners expect more sales, increased hiring: The Spring 2011 PNC Economic Outlook Survey, which polls business owners on their overall attitudes about the economy, found that 48 percent expect their sales to increase in the next six months, up from 42 percent of those surveyed in the Fall. Twenty-four percent expect to hire full-time employees, a number that is twice as high as it was in the spring of 2009, when only 12 percent planned to do so.
5. Employers are hiring more: Twenty-eight percent of employers surveyed for CareerBuilder's Q2 forecast said they added new, full-time employees in the first quarter of 2011, the highest number in three years. Twenty eight percent of employers also said they planned to hire more full-time workers in the second quarter of 2011.
6. CEOs are optimistic: The Business Roundtable CEO Outlook Index, which tracks optimism among CEOs of some of the nation's largest companies, reached an all time high in the first quarter of 2011. The economic outlook index reached 113 last quarter, up from 101 in Q4 2010, and the highest level since the Business Roundtable Index began in 2002. Previously, the index peaked at 104 in 2005.
7. First-time unemployment claims are dropping: Since new unemployment claims are typically filed immediately following a job loss, the number of initial unemployment insurance filings is seen as a gauge for the pace of layoffs. According to the U.S. Department of Labor, initial claims fell by 6,000 to 388,000 the week ending March 26th. While 388,000 is still a lot of people, at the height of the recession that number was closer to 651,000 applications per week. At the end of March 2010, claims hovered near 450,000.   
8. Manufacturing is picking up: According to the latest Leading Indicators of National Employment survey from the Society for Human Resource Management, manufacturing has seen an increase in both hiring and compensation trends. Year-over-year, expected hiring is up 10.6 percent, and compensation is up 5.3 percent. According to the Institute for Supply Management, as of March 2011, the manufacturing sector had expanded for 20 straight months.
9. Layoffs are slowing:  A monthly report by outplacement firm Challenger, Gray and Christmas, which monitors job cuts, found that the number of announced layoffs in March 2011 was 41,528, 18 percent fewer than the number announced in February 2011, and 39 percent fewer than in March 2010. Overall, the survey found that employers announced 130,749 layoffs in the first quarter of 2011, the lowest first quarter total since 1995, when 97,716 cuts were announced.
While we won't pretend to claim that the job market is exactly healthy, we will say that — based on the above factors — it's clearly improving. And after years of nothing but negative numbers, the positive ones are certainly something worth celebrating.
For more on the job market, see:
The hiring outlook hasn’t looked this good in three years
February job numbers redux

[New Posts] Being a Virtual Employee Means Being Proactive


[New Posts] Being a Virtual Employee Means Being Proactive

Link to CAREEREALISM.com

Posted: 01 Apr 2011 11:00 PM PDT
Identify your tasks and the expected output as a virtual employee. Regularly update your boss on what you've done so he'll know you're efforts.

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.


Posted: 01 Apr 2011 10:00 PM PDT
I saw an online article that upset me so badly I sent a nasty note, really nasty. Do you think this person can hurt my career? Did I make a mistake?

To get this useful advice and many other helpful career resources, visit us now at CAREEREALISM.com.


Career Igniter

DeVry University "Career Igniter" Green Tech Sales from J. Kelly on Vimeo.

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